End-User Licence Agreement and Terms of Service – Mercer Vaultcrest

These Terms of Service constitute a binding legal agreement between you (the "Client") and Mercer Vaultcrest. By accessing, navigating, or registering an account on https://mercervaultcrest.net, you expressly acknowledge that you have read, comprehended, and agreed to be bound by the following conditions.

1. Account Authorisation and Security

Utilisation of the Mercer Vaultcrest infrastructure is strictly reserved for individuals who are at least 18 years of age and possess the legal capacity to form binding contracts under the laws of England and Wales. You assume absolute responsibility for maintaining the confidentiality of your account credentials and multi-factor authentication (MFA) codes.

2. Scope of Technology (Execution-Only)

Mercer Vaultcrest is engineered as an advanced technical interface, supplying users with market data aggregation, financial tools, and analytical indicators.

Strictly Execution-Only: We function exclusively as a technology facilitator. We do not offer, and our data must never be interpreted as, financial, investment, tax, or legal advice.
Client Autonomy: Every financial decision executed based on our platform's metrics is performed entirely at the Client's independent discretion and risk.
Statutory Risk Warning: Participation in global financial markets involves an extraordinary degree of financial risk. Asset valuations are highly speculative and can experience rapid, unpredictable depreciations. Our technical models calculate probabilities derived from historical datasets; they cannot forecast future market anomalies and offer absolutely no guarantee of profitability. Your capital is at risk.

3. Platform Integrity and Prohibited Use

Any violation of the following protocols will result in immediate account termination and potential reporting to relevant UK law enforcement (such as the National Crime Agency):

Exploiting the platform to facilitate money laundering, fraud, or tax evasion.
Deploying unauthorised scraping bots, malicious software, or attempting to reverse-engineer our proprietary algorithms.
Engaging in coordinated activities intended to disrupt server load or manipulate platform functionality.

4. Limitation of Liability

To the fullest extent permitted by the laws of England and Wales, Mercer Vaultcrest, its executives, and technical affiliates shall bear no liability for any direct, indirect, or consequential damages—including severe capital loss—arising from API latencies, third-party exchange failures, or extreme market volatility.

5. Jurisdiction and Governing Law

This agreement is governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of your utilisation of the platform that cannot be resolved through our internal mediation channels shall be subject to the exclusive jurisdiction of the courts of London.

6. Corporate Registry and Contact Details

Operating Entity: Mercer Vaultcrest
Official URL: https://mercervaultcrest.net
Client Support Email: [email protected]
Contact Telephone: +44 20 7946 0148
Headquarters: Level 28, The Shard, 32 London Bridge Street, London SE1 9SG, United Kingdom

Effective Date: 30 March 2026.